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So my current credit card balance is

Discussion in 'Channel Zero' started by swif1, Mar 9, 2005.

  1. swif1

    swif1 Veteran Member

    Joined: Dec 13, 2001 Messages: 7,067 Likes Received: 28
    OSCAR MIKE GOLF WHISKEY TANGO FOXTROT BRAVO BRAVO QUEBEC

    ARRRGGGGGGGHHHHHHHHH!!!!!111!!1!11!!!!!!!!!!!!!!!11111111111~

    OK, I'm going to put my debit and credit card in a safe place until the end of April. The god damn statement better arrive today. Thank god, I still have some cash lying around. Sorry, I had to vent.

    12345
     
  2. Fondles

    Fondles Veteran Member

    Joined: Mar 31, 2001 Messages: 7,858 Likes Received: 24
  3. seeking

    seeking Dirty Dozen Crew

    Joined: May 25, 2000 Messages: 32,277 Likes Received: 234
    $700 is alot apparently?
    i had $17,000.
     
  4. <KEY3>

    <KEY3> Veteran Member

    Joined: Mar 24, 2004 Messages: 6,878 Likes Received: 2
    WTFOMGBBQ ia a SomethignAwful TradeMark.


    my credit cards are at ZERO.
    My Line of Credit.... $7770
     
  5. ODS-1

    ODS-1 Elite Member

    Joined: Jul 21, 2003 Messages: 3,575 Likes Received: 0
  6. ubejinxed

    ubejinxed Veteran Member

    Joined: Apr 12, 2001 Messages: 7,543 Likes Received: 3
    eheh $700???
    aha

    i have like 18K...half of that is my damn car... well whatever. i figure if i die with debt.. that's ok as long as i lived my life.
     
  7. <KEY3>

    <KEY3> Veteran Member

    Joined: Mar 24, 2004 Messages: 6,878 Likes Received: 2
    amen ube.

    I'm really comitted to paying off my debt because when it's gone,
    my Parents are going to reward me with a hiking trip to Machu Pichu.
    I know it's a bit late in life for rewards like that, but I'm not saying 'no thanks'.

    One thing, it's important to have credit available to you if you ever need a loan.
    I currently have something like 25k available, so It shouldnt be hard to get a home loan when the time is right.
     
  8. swif1

    swif1 Veteran Member

    Joined: Dec 13, 2001 Messages: 7,067 Likes Received: 28
    Wow, thanks for making me feel my statement isn't high. :lol:

    Bah, I meant OMGWTFBBQ.

    Yeah, my limit is a little over $2,000 right now. I can up it to around $10,000, but that's just ludicrous.

    <3
     
  9. ubejinxed

    ubejinxed Veteran Member

    Joined: Apr 12, 2001 Messages: 7,543 Likes Received: 3
    eheh.

    if i sold my house after i paid everything off including school i'd be in the green like 80k so i'm not too worried about it. if i fall on hard times the house is always there as my safety net. in addition i have 25k in savings... =) i just don't feel like using up my safety nets.. i get it down.

    but Kilos right, i dont think anyone would loan to me right now. not that i'm worried about it since i have 3 more years of school, own a house already and a benzo... not too worried about things. i have time.

    people wonder why i'm not stressed about the credit card but i look at the big picture.

    oh yah and i have 25K credit limit on both of my cards.... i could be in more trouble if i wanted.
     
  10. seeking

    seeking Dirty Dozen Crew

    Joined: May 25, 2000 Messages: 32,277 Likes Received: 234
    if you have 18k on your card (including your car), but 25k in the bank, need i point out that your apr% is probably higher than the interest on your savings, so stockpiling all that money is actually costing you money.

    then again, i should not be trusted with anything financially related.


    seeks/i'm an accountant.
     
  11. Limit's at $7500, owe nothing. I went up to owing $1800, and was paying it off in $200 steps, then said fuckit and just paid the whole damn thing when the checking account looked healthy enough to survive the chomp.

    Felt really fucking good.
     
  12. <KEY3>

    <KEY3> Veteran Member

    Joined: Mar 24, 2004 Messages: 6,878 Likes Received: 2
    when my debt is gone I'm having the biggest party!

    wait.... that's probably why I'm in debt.
     
  13. ubejinxed

    ubejinxed Veteran Member

    Joined: Apr 12, 2001 Messages: 7,543 Likes Received: 3

    indeed. but seeing as i'm in school with a very unreliable source of income i prefer to keep the cash in case i were ever to be in a serious financial pinch. u know? maybe i should haul out 10k and at least drop that on the debt.

    enh.
     
  14. <KEY3>

    <KEY3> Veteran Member

    Joined: Mar 24, 2004 Messages: 6,878 Likes Received: 2
    or haul out the 10K and buy me that motorbike I've always wanted.

    :wink2:
     
  15. seeking

    seeking Dirty Dozen Crew

    Joined: May 25, 2000 Messages: 32,277 Likes Received: 234
    well, if you were ever really in that much of a pinch, you could always throw it on the card at that point.
    i totally see your rational, i'd way rather have the cash as a fallback too, but even if the difference between your rates is only 5% (which is probably even a low estimate) you could still save $900 a year by paying it off.
     
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