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justaname

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I have never had a credit card.

I have never had a driver's license.

I have never had a bank account.

I have never had a lease in my own name.

I have never had utilities in my own name.

I have never paid taxes.

 

I am eating Sour Patch Kids.

That are leftover from Halloween.

They are pretty good.

 

 

If you're really serious, you deserve an L.

 

loser.gif

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I have never had a credit card.

I have never had a driver's license.

I have never had a bank account.

I have never had a lease in my own name.

I have never had utilities in my own name.

I have never paid taxes.

 

I am eating Sour Patch Kids.

That are leftover from Halloween.

They are pretty good.

 

you rule

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I dont want to get a credit card...but at the same time I want to get in on the 4thehardway and shit like that...

 

 

I need to find some shit that I can like....buy.

 

Like a $50 dollar card, that I can use JUST LIKE a credit card.

 

 

Meaning I can order off the internet with it.

 

 

Word is bond.

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Bloodfart how the fuck do you live?

 

 

I just live.

It's pretty easy.

 

I have never wanted a car, they are more trouble than they are worth.

In my eyes.

I ride a bike.

It's paid for and done with.

I don't have to make monthly payments, insurance payments, pay for gas, maintenence, etc.

 

I don't want a cell phone because I don't want people calling me.

And I don't want to be one of those people that can't function without having a cell phone on me at all times.

Texting while driving.

Is something that will never happen in my life.

 

I pay cash.

If I don't earn enough to buy something that I want, then I just work harder until I can afford it.

If I want to go visit friends in another city, I save up until I have the money that it will take.

Same with anything in my life.

It's just deciding what I want to spend my money on.

And then spending my money on that.

 

I just don't want to get started in on something that I have seen make endless bummers for people I know.

Credit cards aren't appealing to me.

 

Do I ever want to own my own home?

Yes.

Do I have the credit it would take to get a loan?

No.

Do I worry about that?

Not really ever.

Should I?

Who's to say.

 

I live day by day.

And life is pretty awesome for me.

 

You (Theo) might say I am a loser for the way that I live.

That is your opinion.

I am not driven by the same things other people are driven by.

The things in life that are important to me aren't reflected in my credit score.

Would I be a "better" person if I had a fancy car and lived in a condo downtown and had a dozen credit cards to max out on clothes and bar tabs?

Maybe in some people's eyes.

Not in mine.

And that is all that really matters.

 

You are only responsible for your own life and your own happiness.

Nobody has the right to tell you otherwise.

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