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debt

Discussion in 'Channel Zero' started by paintfetish, May 3, 2006.

  1. paintfetish

    paintfetish Member

    Joined: Mar 17, 2003 Messages: 456 Likes Received: 8
    how many 12oz's stress over debt? usually i don't really think about it. i'm almost 24, and i have about $25,000 of debt. most of it is my car, school loans, and citations. credit cards with huge interest rates are killing me...paying minimum due, and the balances are basically going nowhere. has anyone ever consulted a financial advisor? i need to do something to get this shit taken care of...i've been ignoring it for years now, and it's getting worse.
     
  2. fatalist

    fatalist Dirty Dozen Crew

    Joined: Mar 10, 2004 Messages: 6,354 Likes Received: 25
    fake your death.
     
  3. GEEB

    GEEB Senior Member

    Joined: Dec 6, 2004 Messages: 1,803 Likes Received: 43
    a credit card can ruin your life.
     
  4. ^ . ^

    ^ . ^ Dirty Dozen Crew

    Joined: Aug 13, 2003 Messages: 8,231 Likes Received: 72
    i AM debt. I dont even give a fuck anymore...
     
  5. Kr430n5_666

    Kr430n5_666 Banned

    Joined: Oct 6, 2004 Messages: 19,229 Likes Received: 30
  6. paintfetish

    paintfetish Member

    Joined: Mar 17, 2003 Messages: 456 Likes Received: 8
    credit card companies are straight fucking evil.

    as soon as i pay off the ones i have now, i'll never get another one.
     
  7. Mainter

    Mainter Veteran Member

    Joined: Sep 7, 2003 Messages: 5,450 Likes Received: 1
    $15,000 in student loans to pay off still
     
  8. Mainter

    Mainter Veteran Member

    Joined: Sep 7, 2003 Messages: 5,450 Likes Received: 1
    i will never use a creditcard just a big ass scam


    only use a debit card i am only able to use the money i got in the bank if i dont got it i cannot spend it so its harder to get in debt
     
  9. paintfetish

    paintfetish Member

    Joined: Mar 17, 2003 Messages: 456 Likes Received: 8
    student loans and college seems to be just as big of a scam sometimes
     
  10. Smart

    Smart Dirty Dozen Crew

    Joined: Apr 14, 2000 Messages: 17,017 Likes Received: 175
    Mainter, you're an idiot, get 2 credit cards. Use them both alternately and pay them off at the end of the month. I have zero debt. I on;y have $19.37 in the checking account. Tonight I bought $40 worth of stuff and the money will be in the bank before 2 on friday. No sweat to me, shit gets paid and instead of creditors calling during dinner it's people who want to give me mortgage loans... just because I use my credit. I have NEVER made a late payment on my credit card bill but I used to blow the electric and phone bills all the time. Then I started charging them and I never missed one of those since.

    Debt is also WAY more than a 'credit card'. Debt can be a house or business loan but the big thing is not to carry any debt that isn't giving you a return every second of the day.
     
  11. Schnitzel

    Schnitzel Dirty Dozen Crew

    Joined: Jan 16, 2004 Messages: 8,821 Likes Received: 384
    $170,000 plus interest on a home! By the time I opay it off it'll have been more like $300,000.
    interest rates are goingup..damn
    credit cards $20 measly dollers
     
  12. paintfetish

    paintfetish Member

    Joined: Mar 17, 2003 Messages: 456 Likes Received: 8
  13. Mainter

    Mainter Veteran Member

    Joined: Sep 7, 2003 Messages: 5,450 Likes Received: 1
    yeah i see yer point you got yer way i got mine so deal with it jackass debit card works just like a credit card


    you will slip before i will
     
  14. Smart

    Smart Dirty Dozen Crew

    Joined: Apr 14, 2000 Messages: 17,017 Likes Received: 175
    no, I won't.
     
  15. Mainter

    Mainter Veteran Member

    Joined: Sep 7, 2003 Messages: 5,450 Likes Received: 1
    haha yeah you will
     
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