SystemFailure Posted November 23, 2009 Share Posted November 23, 2009 Swamp gunna be cracking familial skulls rather than bar dwellers hahah Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 23, 2009 Share Posted November 23, 2009 Haha. He already bought my little sister a house so she's out of the running for it. Two more siblings to go, although I'll bow out in exchange for their house. I'll probably get that anyways though, im the favorite Quote Link to comment Share on other sites More sharing options...
forsit Posted November 23, 2009 Author Share Posted November 23, 2009 THIS is my definition of a white boy. A white male who isn't down for shit. That's who me and my friends call white boy. but I'm just a STPD FKNG NGGR! Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 250 per year or total pay out? Quote Link to comment Share on other sites More sharing options...
SystemFailure Posted November 23, 2009 Share Posted November 23, 2009 Shit, I'm gunna have to look into what kind of policy if any at all my mom has. *Thinks out loud wouldn't that be nice hahaha Quote Link to comment Share on other sites More sharing options...
TripleSuplex Posted November 23, 2009 Share Posted November 23, 2009 due to my job wifey will get a $500,000 insurance pay off yes im watchin my back daily but i sometimes figure why save at all you cant take it with you Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 It's really pretty cheap to up your life insurance. There was a guy at my first company who sold supplemental life insurance, for something like 15 dollars per year I could have upped my policy to a 100k a year pay out for my kid until he turned 18. Quote Link to comment Share on other sites More sharing options...
SystemFailure Posted November 23, 2009 Share Posted November 23, 2009 Fuck that, I'm being buried Pharaoh style. "Got my records, got my loot, got my boots, got my everything I need" If I ever do have kids I'm definitely no questions asked establishing an insurance plan for em Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 due to my job wifey will get a $500,000 insurance pay off yes im watchin my back daily but i sometimes figure why save at all you cant take it with you One can never predict the future but to save is just smart, you don't have to be dead to stop earning. Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 23, 2009 Share Posted November 23, 2009 250K one shot. And yes, I also don't see much of a point in saving Quote Link to comment Share on other sites More sharing options...
...HSAMSnoytiC Posted November 23, 2009 Share Posted November 23, 2009 30 dollars per hour for two people is 120k combined income. If you think 30 bucks per hour is a ticket on the gravy train you are out to lunch. As for being rich, I have been unemployed for over a year now. homeboy im not saying its rockstar by no means but $120,000 a year is TEN THOUSAND A MONTH. lets break that down a minute, and for arguments sake we'll go onna livin well equation, highball all pricing. -mortgage, lets go high $2000 -car payment, we'll say moderate and we'll say two. one for the man one for wife 500x2=$1000 -insurance, say oh i dunno 200x2=$400 -bills, phone/cable/cells $400 -groceries for the month, shopping for a family. hell lets even say a FAT family $1200 -entertainment, say a few movies, maybe a couple dinners out maybe a sports game and we'll high ball it again $1000 -clothes for entire family, monthly. when really, i got gear at the beginning of school year and maybe a few things throughout but i still always dressed decent and how i wanted to so this number is maaaad overpriced $1000 - and lastly lets just say etcetera and we'll go with ANOTHER $1000 thats living pretty fucking decent for a family if you ask me, in fact a HELL of alot better than i ever fucking imagied when i was a kid. all that adds up to $8000 fucking dollars a month which leaves $2000 dollars a month left over. a MONTH bro. times that by 12 for a year, equals $24,000 a year you could bank. now lets times that by a MINIMAL 4 years, thats close to $100,000 SAVED, for retirement in FOUR years. thats a drop in the bucket to a family. in twelve years, thats $288,000 bucks aswell as a home that would more than likely be paid off. a nice one with a 2 grad mortgage. and your saying you were doing well making $120,000 a year as a single dude?!?!! i call LIE, i think your watching to many rap videos son. your clueless. Quote Link to comment Share on other sites More sharing options...
TripleSuplex Posted November 23, 2009 Share Posted November 23, 2009 THIS is my definition of a white boy. A white male who isn't down for shit. That's who me and my friends call white boy. but I'm just a STPD FKNG NGGR! hay you said it keep it to pm's dont derail the thread Quote Link to comment Share on other sites More sharing options...
TripleSuplex Posted November 23, 2009 Share Posted November 23, 2009 cos you left out some things there like hospital visits, meds med insurance kids sports and so on 120,00 a yr is good but it isnt ballin it takes time to save and actually accrue a savings Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 Ham snot, I am talking "combined income" as in two earners. Quote Link to comment Share on other sites More sharing options...
pornbooth Posted November 23, 2009 Share Posted November 23, 2009 you all need to learn how to spend your money, lets say for 1 person per month your... rent and utilities 1000= 12000yr food 300= 3600yr car 500= 6000yr fun 300= 3600yr random bullshit 200= 2400yr thats only almost $28,000 a year on living. what the hell is everyone doing with all their moneys sayin 100+ aint enough, wut? ** cos beat me to it on a break down but this is wut i come up with Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 1200 grocery bill for thee 400 per person 12.90 per person per day 4.30 per person per meal ballin, little nigga we going to eat a 4.30 dollar dinner, dig it cause we on easy street now. Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 23, 2009 Share Posted November 23, 2009 I used to only make like 16 grand a year when I was 18. I was pretty broke all the time, but I still managed to pay my bills and afford handles of vodka to get drunk at home. I could do A LOT with 140 grand Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 How about one forty with four kids? I paid 1200 per month for day care for my kid when he was in full time day care that comes out to 57,600 per year for day care alone. Thinking 140 is easy street is not sound logic. Quote Link to comment Share on other sites More sharing options...
pornbooth Posted November 23, 2009 Share Posted November 23, 2009 most american families have multiple kids makin around 20 a year and they get by Quote Link to comment Share on other sites More sharing options...
...HSAMSnoytiC Posted November 23, 2009 Share Posted November 23, 2009 How about one forty with four kids? I paid 1200 per month for day care for my kid when he was in full time day care that comes out to 57,600 per year for day care alone. Thinking 140 is easy street is not sound logic. dudes named after a high end steakhouse, dudes named by a high end call girl, dudes fathered by a high end horse trader. Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 23, 2009 Share Posted November 23, 2009 Still could make it work. And like I said, my familys income was a lot less than that when all 4 of us lived at home. My parents always made it work thouh. They went without so that we could have, which I'll never forget. They used to put all our Christmas presents on credit (between $600 to a grand for EACH kid) and then pay it off all year so that we'd have an amazing Christmas Quote Link to comment Share on other sites More sharing options...
.hopeless. Posted November 23, 2009 Share Posted November 23, 2009 i havent seen the ged but i know alot of guys who were able to pass with only about 2 months of studying for it.and most of these guys havent been to school since they were like 14 or someshit.too busy fuckin around in the streets.i dont think it would be too hard. Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 most american families have multiple kids makin around 20 a year and they get by That is below the federal poverty line, not "getting by" Quote Link to comment Share on other sites More sharing options...
pornbooth Posted November 23, 2009 Share Posted November 23, 2009 but they get by (survive) is my point the average american family probably dreams of making 50k..... real talk Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 What like they do not starve to death? Is that the standard now? Quote Link to comment Share on other sites More sharing options...
pornbooth Posted November 23, 2009 Share Posted November 23, 2009 im just pointing out real life Quote Link to comment Share on other sites More sharing options...
TripleSuplex Posted November 23, 2009 Share Posted November 23, 2009 i think we all are just surviving and getting by with the unemployment rate at 12.5% in cali anything in the bank or pocket is good Quote Link to comment Share on other sites More sharing options...
.hopeless. Posted November 23, 2009 Share Posted November 23, 2009 That is below the federal poverty line, not "getting by" its not horrible.my mom raised two kids on 8 dollars an hour.idk what that is in one year tho.not alot...but i still had a decent childhood,i might have looked trashy and ate a bunch of ramen but i was still pretty happy. Quote Link to comment Share on other sites More sharing options...
morton Posted November 23, 2009 Share Posted November 23, 2009 Real life in this country should be that a hard working man is able to support a family, buy a house and have one two week vacation a year. Not two people working, neglecting their child, and making barely enough to put food on the table all stressed out about being evicted. Quote Link to comment Share on other sites More sharing options...
...HSAMSnoytiC Posted November 23, 2009 Share Posted November 23, 2009 i can agree with that. unfortunatly its not usually like that. and people dont always grow up with the clearest of heads making the clearest of decisions. doesnt make it "unfair" because ultimatly every decision one makes in life is just that, a decsion. and therfor a choice. but you cant always have that luxury, especially if your parents made poor choices. just the way life works. thus why its important for me i fi do end up botching an abortion attempt and some vagoo popps out a mini me im gonna do what it takes to make things easier on him, or her for that matter. Quote Link to comment Share on other sites More sharing options...
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