Knee Grow Please Posted November 17, 2009 Share Posted November 17, 2009 so it finally caught up with me. it took the student loan company 7 years but they're finally garnishing my wages. does anyone know about how to get it reduced? i've also heard at tax time they just keep your whole refund. true? Quote Link to comment Share on other sites More sharing options...
morton Posted November 17, 2009 Share Posted November 17, 2009 Fucking up on your student loans is a kill shot to your financial future. I do not think that even bankruptcy can get you out of that one. Go off the radar and work for cash if you need to and have the skills to do so. Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 17, 2009 Share Posted November 17, 2009 i've also heard at tax time they just keep your whole refund. true? I already told you asshole, they do. YOU'RE FUCKED Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 17, 2009 Share Posted November 17, 2009 Oh yeah, and since you still refuse to accept the fact that I'm always right, here's this for you "The IRS can intercept any income tax refund you may be entitled to until your student loans are paid in full. This is one of the most popular methods of collecting on defaulted loans, and the Department of Education annually collects hundreds of millions of dollars this way." Quote Link to comment Share on other sites More sharing options...
__ __ __ __ Posted November 17, 2009 Share Posted November 17, 2009 yeah man should have sent some kind of money in.. i thought they didnt ask for that much? Quote Link to comment Share on other sites More sharing options...
morton Posted November 17, 2009 Share Posted November 17, 2009 Late in the game for this one, but one fun thing is to offer the debt collector super low amounts. Offer a dollar a month and when they tell you to get fucked respond "So you are refusing to accept payment eh?" Even more fun if you use a foreign accent when you say it. Not that I have done this or anything. Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 17, 2009 Share Posted November 17, 2009 I bet you wish you'd been paying your student loans now, instead of making car payments on a car you hadn't even seen in 3 years :lol: Quote Link to comment Share on other sites More sharing options...
Knee Grow Please Posted November 17, 2009 Author Share Posted November 17, 2009 i got something saying they were going to start garnishing about a month ago but i put it off and then decided to ignore it. it wasn't a court order though. i hope google bans you ab oowwwwwwww Quote Link to comment Share on other sites More sharing options...
autoteller Posted November 17, 2009 Share Posted November 17, 2009 education just isn't worth it in the end. Quote Link to comment Share on other sites More sharing options...
Ski Mask Posted November 17, 2009 Share Posted November 17, 2009 i got something saying they were going to start garnishing about a month ago but i put it off and then decided to ignore it. i CONSEQUENCES they exist. 1 Quote Link to comment Share on other sites More sharing options...
DopeInMySpleen Posted November 17, 2009 Share Posted November 17, 2009 I worked for 3 years getting 1099 checks and never saved the money that was supposed to be taken out for taxes. This left me owing the IRS like 3g's which I have been slowly paying off. Even though I am on a payment plan they still sent my new workplace a wage garnishment form and tried to fuck me. This resulted in numerous calls to the IRS and me paying more money so they didn't garnish my wages. This also happened to my old man and they got him good. He now works for like 500 take home a week for the next couple years which is shit for a grown man. Oh yea I havent gotten a tax refund in a few years due to this bullshit as well. You can't fuck with the IRS Quote Link to comment Share on other sites More sharing options...
injury Posted November 17, 2009 Share Posted November 17, 2009 ummm... i heard if you make payments on your loans at first when you're supposed to then the interest doesn't build up and fuck you over financially. we used to garnish wages all the time at the place i worked at this summer. i;m not sure about the subpoenas, but it will fuck you over. good luck though.. i know this isnt what you wanted to hear Quote Link to comment Share on other sites More sharing options...
SwampFightOner Posted November 17, 2009 Share Posted November 17, 2009 P.S. If you want to clean up your credit report, contact the credit reporting agencies and dispute negative marks on your report. At this point in his life KGP couldn't get a cigarette on credit, the credit agencies have already marked him for death Quote Link to comment Share on other sites More sharing options...
awkward eye Posted November 17, 2009 Share Posted November 17, 2009 He now works for like 500 take home a week for the next couple years which is shit for a grown man.That's a small fortune to people like DAO...:lol: Quote Link to comment Share on other sites More sharing options...
CRITICAL BEATDOWN Posted November 17, 2009 Share Posted November 17, 2009 only way to stop a garnishment is to legally declare bankrouptcy, other then that their gonna take your shit until you owe them a zero balance, every fucking check Quote Link to comment Share on other sites More sharing options...
Milk Grenades Posted November 17, 2009 Share Posted November 17, 2009 i'm getting my wages garnished. $600 a month. fuck them and fuck that Quote Link to comment Share on other sites More sharing options...
CALIgula Posted November 17, 2009 Share Posted November 17, 2009 this game taught me about wage garnishment as a kid.. Quote Link to comment Share on other sites More sharing options...
YouMad.GIF Posted November 17, 2009 Share Posted November 17, 2009 Fucking up on your student loans is a kill shot to your financial future. I do not think that even bankruptcy can get you out of that one. Go off the radar and work for cash if you need to and have the skills to do so. hes right and this is what I do... cell phones in my uncles name and my credit is so bad I cant even get a bank acct Quote Link to comment Share on other sites More sharing options...
nsmbfan Posted November 17, 2009 Share Posted November 17, 2009 so it finally caught up with me. it took the student loan company 7 years but they're finally garnishing my wages. does anyone know about how to get it reduced? i've also heard at tax time they just keep your whole refund. true? GUBMENT STOLE MY TAX RETURN? why yes. GET IT REDUCED? doubtful. here's what I did. some asshole prick fucker called me one day trying to collect cash on my defaulted student loan. this cunt tricked me into doing a "repayment plan" for $119 a month for 10 consecutive months. best thing i've ever done. i "rehabilitated" my student loan, got the debt purchased by another private bank after my 10 consecutive payments, and a company called Nelnet picked it up. my payments were lowered to $64 a month for the next bazillion fucking years. i'll be dead before I pay that off. school is for fools. just get a library card and a mentor. Quote Link to comment Share on other sites More sharing options...
Blood Feast Island Man Posted November 17, 2009 Share Posted November 17, 2009 hes right and this is what I do... cell phones in my uncles name and my credit is so bad I cant even get a bank acct you can always have a bank account, in britain anyway. Quote Link to comment Share on other sites More sharing options...
StupidDope Posted November 17, 2009 Share Posted November 17, 2009 1 Quote Link to comment Share on other sites More sharing options...
YouMad.GIF Posted November 18, 2009 Share Posted November 18, 2009 you can always have a bank account, in britain anyway. the only bank account i can get is a "provisional" bank acct, where I basically pay 14$ a month.... but I can get a prepaid reloadable visa check card for like half of that... so I guess I have a bank acct, kinda, but not really Also a lot of the reason im so fucked was because I applied for a consolidation of debt and was supposed to get an extension. I was told by the consolidation company i was good to go for another 24 months on my deferrance. Turns out they dropped me and never put my shit through, so I defaulted and owe stupid dumb money. Im fucked Quote Link to comment Share on other sites More sharing options...
the_gooch Posted November 18, 2009 Share Posted November 18, 2009 skip out of the country. forever! Quote Link to comment Share on other sites More sharing options...
__ __ __ __ Posted November 18, 2009 Share Posted November 18, 2009 and the oontz Quote Link to comment Share on other sites More sharing options...
Miley Cyrus Posted November 18, 2009 Share Posted November 18, 2009 just sell coke, become a rapper, and smoke mad bruntz. and you should be good to go. Quote Link to comment Share on other sites More sharing options...
FruityLexia. Posted November 18, 2009 Share Posted November 18, 2009 This reminds me i have a court fine i need to get on to making a payment polan for it's been almost 5 months. I hate my procrastinating ways. Quote Link to comment Share on other sites More sharing options...
pornbooth Posted November 18, 2009 Share Posted November 18, 2009 This also happened to my old man and they got him good. He now works for like 500 take home a week for the next couple years which is shit for a grown man. thats called middle class dude, im not sure what neighborhood you grew up in but it must have been pretty nice considering that is around the wage for spouses of what most above average comfortable living american households make. Quote Link to comment Share on other sites More sharing options...
DonCheadle Posted November 18, 2009 Share Posted November 18, 2009 THIS is why I work under the table only. payin student loans/rent/phone/utils all in money orders from the check cashing spot on the corner Quote Link to comment Share on other sites More sharing options...
Knee Grow Please Posted November 18, 2009 Author Share Posted November 18, 2009 i'm moving to canada. anybody got a couch i can stay on for the next 30 years of my life??? p.s. swamp i took the pm's last night to fall asleep. i'll sell you the rest for $3 lolzers Quote Link to comment Share on other sites More sharing options...
Manute Bol Posted November 18, 2009 Share Posted November 18, 2009 S'all good mink, you got a billion dollars, the fuck is a student loan!?! Quote Link to comment Share on other sites More sharing options...
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