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help needed from teh older heads, and possibly real talk from mero.


twinky the kid

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why the fuck is he in some backwoods lookin ass basement?

 

that nigga go to Appalachian state or what?

 

Places like that are what you can afford when you're in college.

 

Also there's no point renting a nice apartment when you can rent a shitty house for cheap and destroy it if you're still playing beer pong like the faggot in that picture.

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today i get paid, but yesterday i was broke as fuck.

i didn't even have a dollar.

then low and behold, i get a check in the mail for $5 from some stupid internet survey i did months ago.

 

it made me smile. i cashed it at a casino, then i won $1 on the slot machine.

and i bought four 32s of high life.

 

it really made my day.

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Twinky, listen to these people^^. My little brother is about to move into a townhouse with his girl, who would have no other options if it weren't for moving into a place with him. He's about to learn some things about life, that's for sure. Also, 'awesome credit' can turn to 'shit credit' very fast if you don't do the right things. DONT spend money on credit cards for dumb little shit like going out to eat, or a pair of shoes, etc. Only use that shit for emergencies, or necessary things that you need now like brakes or tires on your car. On the subject of cars, like others said, if you dont need one, don't bother with getting one. A car is one thing that can eat up money.

 

Actually the way to build credit and keep it strong is to buy all the little shit on credit. ALways pay the bill in full each month ie don't spend money you don't have in the bank. You will never pay a dime in intrest and your credit will soar.

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