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RumPuncher

credit card bastards*

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*fuck them!

 

http://www.futonexpress.com/creditcard.gif'>

 

When did the banks start to think that they are the Gods of men?

And what makes them think they can jerk us around like monkeys?

 

:heated: :heated: :heated:

 

so why am I so mad?

I head down to the Bank of *** to pay my bill.

Well I've got a Bank of *** credit card, and a Bank of *** bill,

I'm standing at a Bank of *** ATM and $250 in hand....

but I cant fucking pay! What the fuck!

are they trying to make it hard to deal with?

 

Now I'm going to have to walk down there and deal with a teller

on Monday morning to avoid being late with the payment.

I swear that banking carters to soccer moms and doesn't give a damn

about anyone who doesn't fit the suburban cookie-cutter mold.

 

From now on I'm keeping all my money in a mattress.

http://www.norrisbedding.co.uk/images/close_small.jpg'>

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yo guy, you gotta get your credit card hooked up to your bank card, or vice versa. its not automatic.

 

 

credit card bastard since 2002.

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not always.

 

on my main card (the red one) I can just go to any ATM of that bank,

slip in the card and then deposit cash towards the balance. easy.

I dont have an account with that bank, just the cc.

 

grrr.

 

why cant they all work like that?

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I thought you were trying to pay your cc bill with your bank card....which you cant do unless its hooked up first. if you put your cc into the same machine you could make payments straight to it. but my experience is limited to that OTHER bank (the one with all the hyphens) so I cant be too sure bout it

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here's the problem...

 

the cc goes into the ATM.

I sellect 'Bill payment' but it only offers 'from checking' or 'from savings'.

The other one offers 'pay credit card from account' and 'pay credit card enclosed'.

 

That's why I'm angry at the Light Blue guys and happy with the Red guys.

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Originally posted by Kilo7-

here's the problem...

 

the cc goes into the ATM.

I sellect 'Bill payment' but it only offers 'from checking' or 'from savings'.

The other one offers 'pay credit card from account' and 'pay credit card enclosed'.

 

That's why I'm angry at the Light Blue guys and happy with the Red guys.

 

comprende. I'd say go with the red guys. the light blue guys will screw you as much as we will. red has good rates. they are also running shit on the merchant banking end of things....much to our dismay. but thats a good indicator of service and rates, if the merchants will use them to get equipment and support, they must be easy to deal with.

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Thanks for the tip.

 

I know that the LightBlue guys have gorged me!

I mean my first transaction was a $120 cash advance,

and then I get the bill for $129.50 Seriously... highwayrobbery.

 

and you know by light blue I'm thinking of Underpressure and Smoked Meat.

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Originally posted by Kilo7-

Thanks for the tip.

 

I know that the LightBlue guys have gorged me!

I mean my first transaction was a $120 cash advance,

and then I get the bill for $129.50 Seriously... highwayrobbery.

 

and you know by light blue I'm thinking of Underpressure and Smoked Meat.

 

oh, believe me, I know. Watch out for the daily intrest on cash advances! people never read the fine print....then phone us to yell.

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I WOULD LIKE TO DEDICATE MY 666th POST TO THOSE CREDIT CARD BASTARDS.

whats the number on your computer chip??

drunk on the 6th.

love, toyeattoywar

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I feeel even more strongly working for them. assholes wont even give me a card....and I WORK FOR THEM. gotta get the secured nonsense this spring and go from there.

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They always say that eliminating your consumer debt is the best thing you can do with you money.

 

I'm trying my hardest, and might be free by July.

Damn that's a long time. I'm really looking forward

to the day when I pay off the entire balance and have zero left for me.

 

I'm willing to be completely broke if it means totally out of debt.

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please make your payments! even if its just the minimum. cause if your trying to get a limit increase, or apply for a card, and we get that Equifax report back with a "collections" item listed it really hurts your chances. It reduces your "beacon score" unless you ofset it with valuable, stable assets.

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Banks suck. Debt sucks. Credit is dangerous.

I get around most of these problems by using a more primitive form of consumerism, called "saving up enough cash until you can afford to buy it". That way I don't pay 18% (or more) extra for the item, and I don't go into debt.

They should teach kids money management in school, like junior high and up. But of course there would be a big corporate objection to that curriculum. They want you to owe them.

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totally!!! ^^^ fuck the bank. I keep most of my money as cash and keep an out of state checking account that I have to mail my checks to deposit them. I NEVER go to the bank, and I never use a check card or a credit card (althought I am paying one off- I keep transfering the balance onto the 0% intrest rate cards that 'they' offer me get pretty often).. I pay for everything with cash, except for my monthly bills- which is the only reason I have the bank account.

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I only use my card to buy small things, like CD's, things that I can easily pay off, thereby building up good credit without having to worry about huge debts...

 

I'm going to get rid of it soon, though.....

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If you fuck up your credit and im not mistaken, there is a way to fix it without paying anything. I believe that all you have to do is write the credit company disputing a certain item on your credit and if they don't respond within a certain time frame such as 30 or 45 days then it is automatically taken off of your credit.

 

Bad credit is better than no credit.

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Originally posted by mr.yuck

If you fuck up your credit and im not mistaken, there is a way to fix it without paying anything. I believe that all you have to do is write the credit company disputing a certain item on your credit and if they don't respond within a certain time frame such as 30 or 45 days then it is automatically taken off of your credit.

 

Bad credit is better than no credit.

varies from bank to bank, but they'd have to recieve it, and then not follow through, and you'd have to prove it (i.e. by registered mail so they sign for it) for that to work. Otherwise if you mail it, and we get it 31 days later....fuck you. we dont care when you mailed it, if we dont get it in time you're stuck with the bill. and that 30 days is the period you have to OPEN a dispute, not to have it completely resolved....so your whole theory is shot. disputes will typically take a few months to get completely resolved. you talk to us, we request a draft that the company has x days to send us, THEN we decide if the charge is yours or not.

 

if it was that easy, we'd be out of business!

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My mom works for a credit card something or other....I know all the ins and outs of what goes on...all the tricks and tactics that make them bend to you...

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