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I Luv Roo

health care / girlie rant

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Okay, I am starting this thread because yesterday I had such a frustrating experience with my health insurance.

 

Before I had a health plan, I used to go to Planned Parenthood every year and get a year's supply worth of birth control pills FREE - plus a checkup. Now that I have insurance, I go to a different doctor, and she prescribes the BCP to me. So yesterday I go to walgreen's, the closest pharmacy (and where are the mom and pop pharmacies anymore? gone?) - and the girl at the counter says that my plan 'doesn't cover that brand of pills' - I'm like WHAT? and she says I have to call my provider to find out why (she didn't offer to call from there, like they are supposed to). So I really need them, so I just pay outright. Then I call my provider, which of course makes me go through like 8 numbers and people, and they tell me it's not their fault and to call the pharmacy AGAIN. Circles, I tell you! It's maddening!

So I call Walgreen's back and they realise that the girl fucked up, and my plan DOES cover the pills, but I can only get one month's worth at at time, and I have to pay my $20 copay. So I only get 16 bucks off - woopdiedoo - BIG savings! So I went back, got a refund, and got ONE whole month's worth of pills. They make it so freaking convenient don't they! All the while, my provider finally clues me in to the fact that I can get pills mail order...(I think I knew that, but I was insane with fury, after this being a three hour whirlwind of red tape)...but you still only get two months at at time. GEEZ! It's like we are being punished for actually wanting to plan our lives and our families!

 

Anyway, yesterday, I haven't been madder than I've been in a long time. It was scary.

 

Does this health care system make a bit of sense to anyone? If so, can you clue me in, because from where I stand, it would be wiser to simply go off insurance and take the free pills, right?

 

Insert more ranting below:

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way to support birth control pills. spread the knowledge.

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ox - it's not like it's NEWS or anything, just my personal frustrating experience that drove me (and my boyfriend) NUTS for a day, and will probably drive me insane until I decide to have kids. (after you have a kid you can get the IUD)

 

Just wait till US population is as dense as India's - then they'll be forcing sterilization down our throats! haha.

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ha ha birth control is free here, so are condoms, fuck paying for that shit. fuck paying for any medicine.

 

i should go get some birth control tomorrow, and the morning after pill, i think im pregnant.

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yes indeedy im in canadaland, the place of free health care, man, im pretty fucked up. i gotta stop drinking so much.

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The whole time I was going through all this BS I was thinking how fucking annoying it must be to have a serious health problem that needs constant medications and pharmacy visits - like a diabetic or something. It's got to be painful enough to have a terminal or permanant illness - these kinds of things probably happen routinely and make things even worse for them!

 

And what if the dumb girl at the counter screwed up on someone who's life depended on certain drugs...THEN WHAT!?

 

It's the insanity of the system that gets me so irked. Greedy Bastards!

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like i say roo, up here its no bullshit, everything is free, well not everything, but itd at least 1/16th the price

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You're paying in Income Tax, right? It's still more worth it. We here in the US have GOT to have the weakest health care in the modern world!

 

Most European countries have good health care too.

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i guess im payiong income tax.

it sounds liek such bullshit downthere, paying for insurance, i hear its so expensive for a hospital visit there, and like 500 bucks for a physical or something, fuck we have people in the er with a fucking head cold. which pisses me off.

ok disregard everything i say im loaded.

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Guest TEARZ

canada's health care system is so far beyond that of the us- it's truly worthy of ridicule... those fucks at HMOs and pharmaceutical companies are some of the true scuzzy scums of the earth.

universal health care would do more for poor/middle/working families than any other so-called "family" issues out there espoused by politicians... taxes, minimum wage, etc... it would be a truly socialistic move- a massive move for america....

i don't know if it'll ever happen. hillary tried, although her plan was flawed, she really did give it a shot. and with the way things are going, and democrats as weak as they are, it's not gonna come up again for quite some time, if ever. there really are maybe 8 democrats in both the house and congress that are worth a god damned thing. kucinich and wellstone head the pack; most democrats these days are centrist pieces of shit bankrolled by big corporations and unwilling to stand up to the bush machine or big money.

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Yeah Canada has one of the best health care systems in the world but we only have a population of like 35 million, less than New York alone.:spent:

 

Fo sheeezy!

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Originally posted by KRONOLOGIK

Yeah Canada has one of the best health care systems in the world but we only have a population of like 35 million, less than New York alone.:spent:

 

Fo sheeezy!

 

Would you have it any other way???

I dunno about you but I love not being cramped!

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The Middle Class gets it both ways

 

Truly wealthy people don't care about health insurance, because they have enough money to pay for whatever the problem is. People on welfare get all their health care free (well, at least they aren't paying. But you and I are paying for them.) It sucks though, you have to go sit in a waiting room with a bunch of other sick people waiting for your turn.

 

The only people that are getting jerked around is the middle class. Of course insurance companies try to weasel out of paying--what do you expect? Insurance companies are the devil. The biggest, most powerful, richest corporations in America are all insurance companies.

 

Often people who get insurance as a part of job benefits get a choice. Most of the time, they choose the lowest out-of-pocket-cost plan possible, to keep their take-home paycheck as large as possible. That's not always the best choice.

 

Want to scare the crap out of your insurance company? File a complaint with your state's insurance commission. If you don't get satisfaction, look into getting a lawyer, and talk about class-action lawsuits. They hate that.

 

Your insurance company cannot force you to do business with a pharmacy you don't care for, or force you to take a medication you don't prefer. Get your doctor to write a letter saying you must have the brand she/he prescribed, and that it is a medical necessity.

 

I know lots of people on this board think socialized medicene, like Canada has, is just wonderful. When you are young and healthy, that's just great. But when you get older and start having lots of health problems (Oh, believe me, YOUR TIME IS COMING) and the socialized medical system says, "Sorry, no cataract operation for you, you don't need it," or "Too bad about your lower back pain, but no operation for you--here's some pain pills."

With socialized medicene, SOME GOVERNMENT CLERK decides what's best for you. And even if you want to pay cash-- nope, no thanks, get back in line. I work with people who are on welfare every single day. They do not pay one cent for medical, dental or psychiatric care. They consume, but they do not produce. In my opinion, the insurance system is bullshit, and so is socialized medicene. For everything except catastrophic illnesses or injuries, I honestly believe we'd be better off paying cash.

 

But for those of you who would prefer socialism--take heart. Physicians are leaving the profession in droves, and so are nurses. So pretty soon, we won't have any choice but to go to rationed, socialized care. I hope you guys like waiting in line. ("Number 321! Come to the window, please!)

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Yeah, I got the middle class conflict.

 

But a place like planned parenthood is not just there to serve people on welfare or the unemployed. A TON of service and labor jobs do not provide any health plans to their employees - especially retail and food businesses. So many many people get their reproductive health care from PP. I think its a wonderful and great service, and the one in my neighborhood has never made me wait too long for a practitioner, and the poeple there are super nice and do their job very well.

 

And as for me, personally, my plan is the slightly more out-of-pocket plan, the PPO, not HMO. The dipshit at walgreens read my card wrong and without double-checking she told me my "plan" (according to her) didn't cover my type of pills. Then after a whole whirlwind, walgreens realizes that my plan DOES cover it. Then there's the whole copay, and the amount of prescription you can get at once drama...

 

I'd like to see a healthy balance of socialized and privatized health care. Not in this lifetime though.

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Roo i hear you!

 

i used to get my BCP from Walgreens and it was $10(co-pay) a month and it was all good. i had a special perscription from the doc. then a couple months later my plan changed (without letting me know) and all of a sudden my pills aren't covered and are now $30 a month. so either i keep paying or i go back to the doctor, pay them and get another perscription, then get the mail order non-branded version. shit sucks.

 

it's like they want me to have a kid. shit sucks fuck blue cross blue shield, and i don't even have a choice who my provider is!

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I KNEW it had to be frustrating for other ladies, and that I am not the only one going nuts!

 

I guess if you get generic pills its a cheaper copay, but shit - I don't want generic, I want to stay on what I'm on!

 

I also HATE that fact that every time I go to the doc, it's 20 bucks, regardless if you spend 5 minutes for you to stand there and have them tell you that you have to go to another person for your problem! What a rip off!

 

I can't believe I have friends who are in medical school to join this corrupt profession...

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All that shits messes with girls emotions....but I guess its better to get yelled at by your girl then by a kid you didnt want to have...

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