I think your all missing the bigger picture here: After seeing five pages of this thread, and upon a mental review of some of the dogs Ive taxed, I think its time to either win an oscar or end my own life.
And its hard to win an oscar.
Use a credit card to accumulate equity but pay the balance in full every month.
Dont ever buy a brand new car
Dont get overpriced crab dishes at restaurants its not real crab
put a used fabric softener on your swiffer or broom to get all the dust bunnies before you sweep
every time you go to Starbucks or conglomerates like this steal the toilet paper from the cabinet in the bathroom
wear condoms unless your with a steady lady whos been tested.
test every couple of months, that shit is guaranteed to be free somewhere around you