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just had an amendment where i said


Guest HESHIANDET

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Guest HESHIANDET

i just tried to rent a car to make a quick drive and since i dont have a credit card i cant do it. now i have to sit on amtrak and a bus for 5 hours. sucks. time to grow izzzup

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Originally posted by LENS@Mar 10 2006, 01:25 PM

welcome to my hell.....

 

I can't get a credit card because i have no credit

 

So how can i build credit without a card because I have no credit to get a card in the first place?

 

 

that doesn't make sense. You should be able to get a credit card, no problem, as long as you have a job.

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Originally posted by LENS+Mar 10 2006, 01:35 PM--><div class='quotetop'>QUOTE (LENS - Mar 10 2006, 01:35 PM)</div><div class='quotemain'><!--QuoteBegin-BEEFEATER@Mar 10 2006, 06:27 PM

You can build credit by paying off loans.

god knows i've got enough freaking school loans to start paying off ::groan::

[/b]

 

 

Yeah I just dropped 3 stacks on student loans earlier this week.

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Guest nutsonmychin!

i cant get a credit card to save my life. but the other day i went to sears and they approved me for a $1500 limit. i bought a new camera. i think i am gonna get a makita drill, a vacuum, and an air hockey table this weekend! SCORE!

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The whole credit thing is super frustrating. I have none, good or bad, and its hard for me to even get any. Fuck. I realized that I should have gotten one of those student cards when I was still in College, but I forgot. Now no one is even sending them to me in the mail. I had to put down a 250 depsoit so I could get power. Had to get my aunt to cosign with me on a lease (even though I make more than her). Overal? : WTF?

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Go to your local bank, deposit 500.00 in a special savings/credit program account, they will in return give you 500 back which is considered a loan, you pay back the original 500 (which you've gotten back already) in 2-3 mths on time ofcourse and bam! you've just started your credit history. People with bad credit can use this program to bump up their credit points a notch or two.

 

 

it's called "WASH" since no money is ever really moved from one pocket to the next.

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Originally posted by FunTimePartyTeam@Mar 10 2006, 02:07 PM

The whole credit thing is super frustrating. I have none, good or bad, and its hard for me to even get any. Fuck. I realized that I should have gotten one of those student cards when I was still in College, but I forgot. Now no one is even sending them to me in the mail. I had to put down a 250 depsoit so I could get power. Had to get my aunt to cosign with me on a lease (even though I make more than her). Overal? : WTF?

 

If I could do it all over again, I would have paid for my college with the credit cards they were handing me back in the day. Coulda had all that shit paid off and then some by now.

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building up your credit pays off when it comes time to buy a home. I've done some of the things already suggested and the shit works. although having a credit card comes in handy sometimes, that shit's like a grenade in your pocket for real.

 

spending money you don't have on shit you won't remember.

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my credit sucks.. and its fucking up my trying to buy a home.. my score is 505... i have no credit as opposed to bad.

 

to get your credit up, have your mom put your name on her good card.. dont use it.. just piggy-back on on-time payments and watch your rating go up.

 

if my mom had credit, thats what i would do.

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