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credit cards anyone?

Discussion in 'Channel Zero' started by Tyler Durden, Dec 3, 2003.

  1. Tyler Durden

    Tyler Durden 12oz Veteran Member

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    credit cards anyone?

    Discussion started by Tyler Durden - Dec 3, 2003

    alright, so, i need to get a credit card because this atm/debit shit isnt hacking it anymore and i really need to start building credit. my moms offered to cosign one with me so im researching some stuff and seeing what looks good.




    any reccomendations? what cards are you guys using? any major problems with them?



    if i was going to base this purely on looks id go with those ill amex "blue" cards...the clear ones. those are GANGSTAH to the fullest. wordlife. throw the relish in your back pocket. other cards ive been looking into are bankone and discover classic although ive heard discover sucks.... as soon as i get this though im making one purchase, and one purchase only (for awhile...):


    http://a248.e.akamai.net/7/248/2041/440/store.apple.com/Catalog/US/Images/beautyshotpowerbook15_0903.jpg'>




    (note: "major problems" with your cards DO NOT entail you being stupid and not paying shit off.)
     
    Tyler Durden - Rank: 12oz Veteran Member - Messages:
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  2. vinyl junkie

    vinyl junkie 12oz Elite Member

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    vinyl junkie - Replied Dec 3, 2003

    well i was stupid and didn't pay mine o... oh... wait...

    personally, i'm fine with the check card thing... it makes it a little harder to get in debt... and i had absolutely no credit history up till a few months ago... i kinda wish i could still have no history...
     
    vinyl junkie - Rank: 12oz Elite Member - Messages:
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  3. krie

    krie Guest

    krie - Replied Dec 3, 2003

    i aint getting a credit card till im in a full time postion job, where i know my job is fairly secure.. but i like the prinicple of "if u dont have the money at the time, you cant have it" gives me a reason to save, so i can get it out right
     
  4. Telo

    Telo 12oz Elite Member

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    Telo - Replied Dec 3, 2003

    word to me beating everyone up..
     
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  5. T.T Boy

    T.T Boy Dirty Dozen Crew

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    T.T Boy - Replied Dec 3, 2003

    be careful. i have a visa, everywhere accepts visa, alot of places dont accept anything else. esp overseas. visa is ok. just get the lowest rate.
     
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  6. cutlips

    cutlips 12oz Junior Member

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    cutlips - Replied Dec 3, 2003

    oh yeah $18,000 into debt between car and credit cards....i do a great job at spending money i dont have:)
     
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  7. BOZACK

    BOZACK 12oz Member

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    BOZACK - Replied Dec 3, 2003

    ^^^you = fucked
     
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  8. krie

    krie Guest

    krie - Replied Dec 3, 2003

    that cant be too comforting
     
  9. Swiffer Jet

    Swiffer Jet 12oz Elite Member

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    Swiffer Jet - Replied Dec 3, 2003

    god damn. $18,000 in debt? good lord!
     
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  10. garcia_vega

    garcia_vega 12oz Elite Member

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    garcia_vega - Replied Dec 3, 2003

    nobody takes discover. i used to have a visa vard but they just cancelled my account becuase i guess you're supposed to pay them every month or something. haha. my credit is fucked but i figure i can just pay cash for everything and live in apartments for the rest of my life, or find a wifey with good credit.
     
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  11. metallix

    metallix 12oz Elite Member

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    metallix - Replied Dec 3, 2003

    bend over and let the man stick you.

    yes apply for your privelege to consume. the capitalist master wants to give you credit. no job, no money, no problem! Nobody denied!

    Just sign on the dotted line, buddy.
     
    metallix - Rank: 12oz Elite Member - Messages:
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  12. krie

    krie Guest

    krie - Replied Dec 3, 2003

    mmm i take back that statement, most home owners are in debt of 100K or so for a home loan, 18K aint too bad compared to that,
     
  13. Tyler Durden

    Tyler Durden 12oz Veteran Member

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    Tyler Durden - Replied Dec 3, 2003

    yeah, as far as debt goes, im well aware of the risks and all that. i really dont plan on purchasing anything other than that lovely 15'' g4 and then paying off at least the minimum for awhile. always on time. i figure after thats paid off ill have a good start of credit history to build on.


    im really kind of actually planning on leaving the card at home while im paying off the g4 so im not tempted to buy anything, even though i got cash in my checking (not enough for the g4 though....shucks...) so ill use that for my everyday shit and stick to paying off whatever card i get.





    anyone have a bankone? i enjoy the fuchsia color and the rates look ok (?).





    http://www.bankone.com/images/05686_PV_rRGB_i44170200356.jpg'>




    8.9% apr (variable). with no annual fee. does that sound good?
     
    Tyler Durden - Rank: 12oz Veteran Member - Messages:
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  14. Tyler Durden

    Tyler Durden 12oz Veteran Member

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    Tyler Durden - Replied Dec 3, 2003



    thats pretty much the plan.
     
    Tyler Durden - Rank: 12oz Veteran Member - Messages:
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  15. ctrl+alt+del

    ctrl+alt+del Guest

    ctrl+alt+del - Replied Dec 3, 2003

    tyler dont get a card based on how it looks


    -your friend,
    bertrum fatface